Naina Arora is a Bridgit Expert and NISM-certified mutual fund professional. Naina works with families and salaried professionals on goal-based portfolios, and writes about SIPs, SWPs and making savings last.
Articles by Naina Arora
Is the 4% rule safe in India?
The 4% rule comes from US research. With India's higher inflation, is 4% a safe withdrawal rate here? We test 3%, 3.5%, 4% and 5%, and explain sequence risk.
₹10,000 SIP for 10, 15, 20 and 25 years: what could it become?
What a ₹10,000 monthly SIP could grow to over 5 to 25 years at 8%, 10% and 12% a year, what that's worth after inflation, and why other calculators show more.
SWP vs FD for monthly income: which is better?
An FD pays fixed interest; an SWP pays you from mutual fund savings that stay invested. We compare income, tax, inflation and risk on ₹1 crore, with charts.